Long Term Debt – Types, Benefits, Disadvantages And More
Long Term Debt or LTD is a loan that is held beyond 12 months or more. In the Balance Sheet, companies classify long term debt as a non-current liability. …
Sources of Finance
IPO Process
An IPO Process brings a private company on the platter to potential investors. There are various differences between private and public companies and the owners and management of the …
Different Types of Student Loans – Which One Suits You
Student loans are usually taken by parents to fund higher studies of their kids. Generally, these loans come with easy repayment option. The financial institutions usually allow the borrower …
Mezzanine Fund – Importance, Advantages And More
Mezzanine Fund or Mezzanine loan does not fall into the category of a pure debt or pure equity. In other words, it is very high risk and high reward …
Characteristics of Debenture
Debentures are the popular method the companies use to procure the long term finance for their financial needs. The funds raised through debentures represent the debts, and the holder’s …
Interest on Debentures
Interest is an award that all debenture holders receive for investing in the debentures of a company. Usually, the company pays the interest at the regular interval at the …
Types of Personal Loans – These Are The Options You Have
Personal Loans are meant to cover emergency financial requirement if any. Undoubtedly, these are one of the simplest ways of getting funds through a legit source. Banks can lend …
Rating Agency
A rating agency is an organization which specializes in assessing the financial strength of a company or government entities that uses the capital markets for financing. The rating provides …
Letter of Credit Vs. Line of Credit
Due to the uncanny similarity in their names – many people get confused between a letter of credit and line of credit. However, the similarities don’t just end with …
PIK Loan – Meaning, Features And Drawbacks
A PIK loan or payment-in-kind (PIK) loan is one where the payment of interest is not in cash. In this loan, there is no cash flow from the borrower …
