Terms of Use

TERMS AND CONDITIONS

eFinanceManagement, owned and operated by Sanjay Borad, is an online information provider about financial management (corporate financial management and personal financial management). By using this site, you consent and agree to the terms and conditions contained in this Agreement. These terms and conditions (“Agreement”) applies to use of the eFinanceManagement website located at efinancemanagement (the “Site”). The Site is the property of Usha Borad (“we”, “our”, “us”, etc.). By using efinancemanagement.com, you agree to be legally bound by these terms, which shall take effect immediately on your first use of organicfacts.net.

PRIVACY

Please review our Privacy policy, which also governs your visit to eFinanceManagement.com, to understand our practices. Certain non-personal information may be collected automatically as part of your use of this website. This non-personal information is used to improve the overall Site operations, functionality and appearance. Non-personal information may include your IP address, web browser type, domain name and the time or date upon which you visited the website.

All text, images, graphics, user interfaces, photographs, trademarks, logos, artwork and other content on the Site (collectively, “Content”), including but not limited to the design, selection, arrangement, and coordination of such Content on the Site is the property of eFinanceManagement.com or its content suppliers. No part of the Site and no Content may be reproduced, recorded, retransmitted, sold, rented, broadcast, distributed, published, uploaded, posted, publicly displayed, altered to make new works, performed, digitized, compiled, translated or transmitted in any way to any other computer, website or other medium or for any commercial purpose, without efinancemanagement.com’s prior express written consent. Efinancemanagement.com expressly disclaims all responsibility and liability for uses by you of any content obtained on or in connection with the Site.

LICENSE AND SITE ACCESS

eFinanceManagement.com grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with our express written consent. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without our express written consent. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of eFinanceManagement.com and our affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilizing eFinanceManagement.com’s name or trademarks without the express written consent of eFinanceManagement.com. Any unauthorized use terminates the permission or license granted by eFinanceManagement.com.

The Site may provide links to websites and access to content, products and services of third parties, including without limitation, eFinanceManagement.com’s affiliates and strategic partners and other entities with which our connection consists of only a hyperlink (“Other Sites”). Usha Borad is not responsible for (a) the availability of, and content provided on, Other Sites, or vice versa; (b) third party content accessible through the Site, including opinions, advice, or statements (and you understand that you bear all risks associated with the use of such content); (c) any loss or damage of any sort you may incur from dealing with any third party; or (d) your dealings with any third parties found on or through the Site, including your participation in promotions, the payment for and delivery of goods if any, and any terms, conditions, warranties, or representations associated with such dealings. Your participation in the third-party site is governed by their terms and conditions.

EMAIL, FEEDBACK; USER INFORMATION

When you send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

“User Information” is any information that you send or transmit via e-mail or other means to eFinanceManagement.com, its webmaster or employees or within a Forum (including, but not limited to, feedback, questions, comments, etc.). eFinanceManagement.com does not pre-screen User Information, and Usha Borad has the right (but not the obligation) to refuse or remove any User Information that is available through the Site in its sole discretion. eFinanceManagement.com will store your email ID and other personal information only when provided through the ‘Subscribe’ page. By using this Site, you hereby grant Usha Borad a worldwide, royalty-free and non-exclusive license to (a) use, reproduce, copy, modify, transmit, adapt, publish, translate, reformat, create derivative works from, distribute, publicly perform, and publicly display such User Information (in whole or in part) and to incorporate it in other works in any form, media, or technology now known or later developed; (b) publish your name in connection with the User Information; and (c) sublicense such rights to Usha Borad’s subsidiaries, affiliates, and partners. However, your personally identifiable information will be treated in accordance with eFinanceManagement.com’s Privacy Policy.

While Usha Borad takes reasonable steps to safeguard and to prevent unauthorized access to your personal information, we cannot be responsible for the acts of those who gain unauthorized access, and we make no warranty, express, implied, or otherwise, that we will prevent unauthorized access to your private information.

INFORMATION ACCURACY

While Usha Borad takes reasonable steps to present correct and accurate information, we cannot be responsible for the change of information at third-party sites/shop offers including but not limited to rebate information, pricing, availability or fitness for use. eFinanceManagement.com does not warrant that functions contained in eFinanceManagement.com content will be uninterrupted or error-free, that defects will be corrected, or that eFinanceManagement.com or the server that makes it available are free of viruses or bugs.

The content provided on eFinanceManagement.com is for general information and it cannot be considered as financial consultation. The comments provided by users on various pages are not medical advice and visitors should refer to a medical practitioner for consultation.

INDEMNIFICATION

You agree to indemnify and hold harmless eFinanceManagement.com and its parents, sister companies, subsidiaries, affiliates, service providers, other End Users, distributors, licensors, officers, directors and employees from any claim or demand, including reasonable attorneys’ fees, made by any third party arising out of or related to your violation of this Terms of Use, or your violation of any law, regulation or third-party right.

GENERAL

No delay or failure to take action under this Terms of Use shall constitute any waiver by eFinanceManagement.com of any provision of this Terms of Use. If any provision of this Terms of Use is invalid or unenforceable under applicable law, it is, to that extent, deemed enforceable to the fullest extent possible (and severable in the event such provision is completely unenforceable) and the remaining provisions of this Terms of Use will continue in full force and effect. This Terms of Use will bind and insure to the benefit of eFinanceManagement.com’s permitted successors and assigns. Any claim under these Terms of Use must be brought within one (1) month after the cause of action arises. This Terms of Use is personal to you and may not be transferred, assigned or delegated to anyone. Any attempt by you to assign, transfer or delegate this Terms of Use shall be null and void. eFinanceManagement.com may freely assign these Terms of Use without consent or notice. This Terms of Use (including all documents expressly incorporated herein by reference, including but not limited, to the relevant Usage Rules) constitutes the complete and exclusive agreement between eFinanceManagement.com and you with respect to the subject matter hereof and supersedes all prior oral or written understandings, communications or agreements not specifically incorporated herein.

eFinanceManagement.com reserves the right, at its sole discretion, to change, add or remove portions of this Terms of Use, at any time. It is your responsibility to check these Terms of Use each time before using the Site. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with this Terms of Use and any such modifications, organicfacts.net grants you (“End User”) a personal, non-exclusive, non-transferable, non-sublicensable, limited privilege to enter and use the Site.

ACKNOWLEDGMENT

You acknowledge (a) that you have read and understood this Agreement; and (b) that this Agreement has the same force and effect as a signed agreement.

CONTACT INFORMATION

If you have any questions regarding this Agreement or the Site, please contact: [email protected].