Debt vs Equity
When a business seeks funds through investors, it considers two options: debt vs equity. Debt financing involves borrowing funds from investors by issuing corporate… Read Article
Debt Financing
Vendor Financing – Meaning, Importance And Types
As the name suggests, vendor financing means financing the customer or lending money to a customer. Under this vendor lends money to a customer… Read Article
PIK Loan – Meaning, Features And Drawbacks
A PIK loan or payment-in-kind (PIK) loan is one where the payment of interest is not in cash. In this loan, there is no… Read Article
Leveraged Finance – Meaning, Effects, and More
Leveraged finance means giving more debt to a business than what is considered normal for that business. Giving more than the normal debt implies… Read Article
Senior Debt – Features, Importance, Advantages And More
Senior debt is a loan that a company must repay first if it gets into financial trouble. It is the most common form of… Read Article
Intercreditor Agreement – Importance, Provisions And Issues
An Intercreditor Agreement (or inter-creditor deed) is a contract between two or more creditors. Such an agreement comes into effect when the borrower has… Read Article
Advantages and Disadvantages of Peer-to-Peer Lending
What is Peer-to-peer Lending?Peer-to-peer lending (P2P) is a relatively new form of debt financing. It is a type of crowd-funding that addresses the needs of… Read Article
Types of Term Loans
What are Term Loans?If you need funds, be it for starting a new business, expanding your current business, or managing daily business expenses, you… Read Article
Secured Loans
What is a Secured Loan?Secured loans are defined as loans where the lender extends loans only against the deposition of some asset as security.… Read Article
Debt Financing
What is Debt Financing?Debt financing is a means of borrowing money from retail or institutional investors. Such funds are raised through the issue of… Read Article
Sources of Loan
Various sources of loan are bank loans for businesses & individuals, loans from NBFC’s/NBFI’s, government organizations, insurance companies, online lenders, invoice financing, crowdfunding, etc.… Read Article