## Capital Recovery Factor – Meaning, Formula, and Example

Capital Recovery Factor (or CRF) is the ratio that helps to find the present values of a series of equal payments. The equal payments… Read Article

## Perpetuity

Meaning of PerpetuityPerpetuity is a never-ending stream of cash flows from an investment in the field of corporate finance. Such cash flows do not… Read Article

## Compounding vs Discounting – All You Need to Know

Time Value of Money is an important financial concept and primarily refers to the value of money at different points in time. Two methods… Read Article

## Importance of Time Value of Money

Time value of money (TVM) is the most fundamental and important concept in finance. This concept basically means that the money you have at… Read Article

## Compounded Annual Growth Rate vs. Internal Rate of Return

Meaning of CAGRThere are various metrics or indicators in the financial world to understand the return and quality of investment returns. Two such metrics… Read Article

## Present Value of Uneven Cash Flows

Cash flows represent the inflow of cash for a business. Regular cash flow and proper planning thereof are very crucial for all businesses.  However,… Read Article

## Periodic Interest Rate: Meaning, Examples, Advantages, Excel Calculation, and More

Periodic Interest Rate: MeaningA Periodic Interest Rate is a rate of interest that is charged or realized for one or more than one time… Read Article

## Rule of 69 – Meaning, Benefits, Limitations and More

Rule of 69: MeaningRule of 69 is a general rule that calculates how much time investment or saving would take to double in case… Read Article

## Effective Annual Rate (EAR)

Effective Annual RateAn effective annual rate is a return earned or paid on the investment, loan, or other financial product over time. EAR’s other… Read Article

## Annuity Formula

Annuity formula as a standalone term could be vague or ambiguous. It can be either ‘present value annuity formula‘ or ‘future value annuity formula.’… Read Article

## Simple and Compound Interest – Meaning, Formula and Example

Simple and Compound InterestBefore lending or investing, everyone would like to know the return he will be getting for this facilitation. The return or… Read Article