eFinanceManagement

Advantages and Disadvantages of Bank Loans

Borrowing and lending have become common in businesses in recent years, and bank loans are an essential part of this system. Various types of… Read Article

Secured Loans

What is a Secured Loan?Secured loans are defined as loans where the lender extends loans only against the deposition of some asset as security.… Read Article

Various sources of loan are bank loans for businesses & individuals, loans from NBFC’s/NBFI’s, government organizations, insurance companies, online lenders, invoice financing, crowdfunding, etc.… Read Article

Pledge Hypothecation Lien Mortgage Assignment

Pledge vs Hypothecation vs Lien vs Mortgage vs Assignment

The difference between pledge, hypothecation, lien, mortgage, and assignment lies in the security charge that can be created on any asset held by a… Read Article

Sources of Debt Financing

Meaning of Debt FinancingBusiness is in continuous need of funds for working capital needs or for incurring capital expenditures. In such scenarios, when the… Read Article

Working Capital Loan and Finance

What is a Working Capital Loan?Working capital loans are financial products structured by financial institutions to help businesses fund their working capital needs and… Read Article

Hypothecation

Hypothecation MeaningHypothecation means offering an asset as collateral security to the lender. The ownership lies with a lender, and the borrower enjoys the possession.… Read Article

How is Debenture different from Bank Loans, Equity Shares and Bond?

A debenture is a way of borrowing money at a fixed or floating rate of interest without assigning any assets of the company as… Read Article

Term Loan or Project Finance – A Long Term Source of Finance

The term loan is a long-term secured debt extended by banks or financial institutions to the corporate sector for carrying out their long-term projects… Read Article

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